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Comprehensive insurance is essential for travel abroad. Our insurance policy is arranged by UK Underwriting Ltd on behalf of AXA Insurance UK plc. Its benefits include cover for medical expenses, hospital benefit, cancellation or curtailment of holiday, missed departure, loss of valuables and personal accident. UK Underwriting Ltd and AXA Insurance UK plc are authorised and regulated by the Financial Services Authority.

Our personal insurance and vehicle breakdown protection give you extra peace of mind when travelling abroad. We would highly recommend you not to travel abroad without taking an appropriate insurance cover.

Personal Insurance

Provided you have paid the appropriate premium for either Standard or DoubleCover as shown in your booking invoice, then you are insured for the limits shown below.


  Description of cover Standard DoubleCover Excess
(Standard Only)
1 Cancellation & curtailment £1,500 £3,000 £50
2 Medical expenses £2,500,000 £5,000,000 £50
3 Hospital benefit (amount per night) £300 (£10) £600 (£20) Nil
4 Personal accident
Maximum payable in the event of death
£10,000
£5,000
£20,000
£10,000
Nil
5 Travel delay
(after 12 hrs delay/each 12 hours thereafter/max)

£15 / £10 / £60

£30 / £20 / £120
Nil
  Abandonment £1,500 £3,000 £50
6 Missed departure £500 £1,000 Nil
7
Baggage
  - overall limit
- single article limit
- valuables limit in total
- emergency purchases


£200
£100
£100
Nil


£1,500
£250
£300
£150


£50


N/A
8 Money (limit for cash) Nil £500 (£200) N/A
9 Passport indemnity £125 £250 Nil
10 Personal liability £1,000,000 £2,000,000 £50
11 Legal expenses £10,000 £20,000 £50
Cover under sections 12, 13 & 14 only applies if you have paid the appropriate premium for winter sports
12
Winter sports equipment -
  Overall limit
  - maximum per item, pair or
set owned or borrowed
  - maximum per item, pair or
set hired

£300
£200

£100

£600
£400

£200

£50
13 Ski pack £150 £300 £50
14 Piste closure (amount per day) £100 (£10) £200 (£20) Nil

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